Learn How to Apply for a Simply Cash Preferred Card

Before submitting an application, what should I be aware of?

The American Express SimplyCash Preferred provides a robust opportunity to receive up to 4% cashback in various categories and bonuses worth up to $200 in each of the initial three months!

American Express stands as a prominent credit card label within the North American market, with a presence stretching beyond the borders of the United States to encompass the entire continent.

It expands its services to Canada, introducing the Amex SimplyCash Preferred as a prominent choice.

The card provides several perks, including a 10% cashback on all purchases in the initial 3 months, capped at $200, along with an extra $50 in statement credits when a purchase is made in the 13th month.

In addition, you have the opportunity to receive a maximum of $750 in yearly cash rewards by referring friends who apply for the card.

The credit limit is mainly determined by the information provided in each application, including credit history and income.

Consequently, anticipate elevated spending limits when utilizing the card. Regarding expenses, there is a monthly charge of $9.99, equating to $119.88 per year, coupled with an annual interest rate of 21.99% for both purchases and cash advances.

The card provides a variety of cashback tiers, as follows:

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Gas station purchases earn a 4% cash back reward.

4% cashback on grocery shopping: eligible purchases made at supermarkets

– Earn a 2% cash back on all purchases across other categories.

By recommending a friend, you have the opportunity to receive as much as $750 in cashback throughout the year. The American Express card is highly recognized, particularly for its robust cashback benefits.

One of the notable features is the insurance for cell phone protection, which provides coverage of up to US$ for theft or damage to phones bought with the card.

If you are interested in the choice, continue reading.

Who is Eligible to Apply?

The American Express credit card has requirements that align with the individual’s creditworthiness.

Hence, you need to be a legal adult, either 18 or 19 years old, depending on the specific province.

Furthermore, you need to have appropriate registration in the country, either as a Canadian citizen or as a foreigner holding a valid passport and visa.

To use SimplyCash, it is necessary to have a strong credit rating, be free of debt, and disclose your income information.

Please note that the approval of all applications is contingent upon availability as determined by American Express.

How Can I Request the Simply Cash Preferred Card?

On the card’s webpage, you will see the option to “Apply Now” to commence the application process.

By clicking the button, you will be taken to the page where you can confirm and agree to the terms. Amex guarantees a response within 60 seconds. Below are the details you’ll need to provide in the form:

– First name
– Last name
– Name on the card
– Email address
– Date of birth
– Postal code
– Social security number (optional)
– Existing American Express card number (optional)

– Contact number, complete location, housing status (ownership, renting, etc.);

• Details about finances, like the type of work, how often you get paid, your earnings, and your spending habits.

Once that step is completed, you may proceed to send in your request for American Express to evaluate.

Expect a prompt response, faster than regular market standards. Rest assured, Amex’s customer service is reliable and will address any queries you may have.

When applying for the card, you might need to submit documents to confirm your identity and income.

Further Information

The card provides a wide range of benefits, including access to unique American Express events like early ticket sales, reservations, entertainment, and dining experiences.

Amex’s exceptional level of service extends to shopping experiences during travel and the exclusive privilege of enjoying the American Express Lounge, providing ample luxury for savoring life with your SimplyCash.

When it comes to security, the credit card provides round-the-clock customer support, emergency card replacement, fraud protection guarantee, and the full American Express app for online account management.

Furthermore, the card includes special deals with American Express for shopping, dining, and travel.

Interested in exploring a different choice?

Experience something special with Neo Financial’s Neo Money Card, a distinctive offering from a fully Canadian company that gives you the choice between credit and debit.

The card uses the funds available in your Everyday account and provides cashback rewards based on your purchases. Learn more about applying for it.

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