Learn How to Apply for a TD First Class Travel Visa Credit Card

Important Information to Consider Before Submitting Your Application

The TD Bank First Class Travel Visa is a credit card designed for travelers, providing an opportunity to earn up to 135,000 TD Rewards Points with no annual fee for the initial year.

TD Bank is widely recognized as a top player in the North American banking industry, particularly in Canada.

The card is specially crafted for those seeking travel perks and is aimed at individuals with such requirements.

The bank’s incentive program is based on TD Rewards Points. Earn up to $1,000 in value with 20,000 points upon your first purchase and receive an additional 115,000 points by spending at least $5,000 in the initial 180 days.

The yearly cost is $139, and there is an extra charge of $50 for each additional cardholder. However, you will not be charged this fee in the initial year.

When shopping, you can accumulate TD Rewards points depending on the category of purchase. Earn 8 points for each $1 spent on travel reservations made via Expedia, and 6 points for every $1 spent on dining out and grocery shopping.

Moreover, you will collect 4 points for every dollar spent on bill payments and regular services, and earn 2 reward points for each dollar spent in other categories. As a birthday bonus on your anniversary, you will also receive 10,000 points.

The way rewards are redeemed is quite fascinating. Points can be exchanged for discounts on travel, credit card bill payments, purchases on Amazon.com and Starbucks, as well as discounts on bill statements.

Here are a few advantages of traveling:

– Enjoy an annual $100 TD travel credit.

Emergency aid services

List of insurances available:
– Medical insurance
– Delayed baggage insurance
– Flight delay insurance
– Trip cancellation insurance
– Hotel theft insurance

If you’re interested in finding out more about the card, continue reading.

Who is Eligible to Apply?

Being a high-tier credit card, the eligibility criteria mirror this status.

To participate, individuals must be at least the legal age in their province and a resident of Canada. Non-Canadians must provide a valid visa and passport as proof of identification.

Furthermore, it is required to have a personal yearly earnings of $60,000 or a household income of $100,000.

To qualify for the card, it is necessary to have a stellar credit rating and a clean payment history with no outstanding debts in the past few years.

Please note that TD Bank will assess all applications based on their availability.

What is the Process to Obtain the TD First Class Travel Visa Credit Card?

To initiate your application process, you should click on the ‘Apply Now’ button located on the card’s page.

On the following page, you will have the option to specify if you are currently a TD customer. If not, you have the opportunity to register online.

Please click “continue” to initiate the application process and provide the following information:

– Personal details: complete name, date of birth, Social Insurance Number (if desired).

Contact information via phone and email.

• Details to be provided:
• – Address and banking information
• – Income statement
• – List of expenses
• – Housing details

When applying, the financial institution might ask for verification and paperwork, especially related to earnings, proof of identity, and residency status.

If you happen to bank with TD Bank or another financial institution such as BMO, the process can be expedited.

Should you have any inquiries, feel free to reach out to TD Bank, known for providing efficient customer assistance regardless of the circumstances.

Further Information

The card provides extra perks and features, including the TD payment plan for purchases over $100 and discounts when you rent with Avis.

The Visa Infinite brand provides a complimentary concierge service 24/7, access to a luxury hotel collection with over 900 properties, and exclusive tickets and events throughout the year.

The card highlights security as a key feature, offering mobile device insurance of up to $1,000, extended warranty protection, instant alerts, and complete card management via the app.

The TD Bank card offers great efficiency for everyday use as well as international travel, being accepted globally with top-notch security measures.

Interested in exploring a different choice?

If you are interested in exploring a credit card with appealing premium perks designed for different customer segments, consider reviewing the **Scotia Momentum Visa Infinite Card**.

Scotiabank provides a card with attractive benefits including 4% cashback on recurring payments, access to Visa concierge service, phone insurance, and the option for life insurance coverage. Discover more about the application process.

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