Standard Bank Blue Credit Card: Good Credit Line with Low Rates and 3x UCount Rewards Points!

The Blue credit card offered by Standard Bank features a monthly fee of just R40, with a credit limit that can go up to R250,000, and bespoke interest rates.

With the Mastercard branding, the Blue card provides the benefit of financial flexibility by waiving interest charges when the total balance is settled, and you can discover how to make an application.

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Standard Bank is known as one of the leading banking establishments in the South African market, providing a variety of financial services including account opening and credit card administration.

It provides various types of credit cards tailored to varying needs, both high and low, for each individual.

The Blue line from Standard Bank is designed as an entry-level option, offering enhanced convenience for utilizing your Mastercard globally, and seamless integration with smartphone digital wallets.

The Blue card is set up for chip and PIN transactions, as well as 3D Secure Verification to enhance the efficiency and security of online shopping.

You have the option to connect it to SnapScan and Masterpass applications, and access full Blue management via phone, app, and online banking on the bank’s authorized South African platforms.

Standard Bank allows for a high level of customization in setting the credit limit, with the maximum limit set at R250,000.

Standard Bank’s terms are clear and straightforward, necessitating a minimum monthly income of R5,000.

The bank requires all customers to pay an initial fee of R190 along with a monthly charge of R40. Additionally, a minimum monthly payment of 3% is also mandatory.

In addition to meeting the income requirement, individuals must have a valid ID issued in the country and be at least 18 years old.

Absolutely, you can complete the entire card application process seamlessly via Standard Bank’s digital channels.

The Blue card from Standard Bank offers triple the UCount Rewards points compared to the bank’s cashback system.

UCount Rewards offers you benefits, as the name implies, for your shopping, providing up to 20% cashback on fashion and lifestyle purchases and up to R10 in points for each liter of fuel bought.

The UCount Rewards scheme requires a monthly fee of R25 and offers point redemption and distinct customer classification tiers.

To enhance your credit card limit, you can utilize the blue option. To proceed, just access the ‘credit limit increase’ section to review the options available and receive a proposal.

Even though it may not offer extravagant perks, the Standard Bank Blue credit card is a highly efficient option for transactions both in South Africa and internationally, ensuring safety and reliability.

Interested in discovering a different choice?

If you are interested in finding a card tailored to a particular brand, consider exploring Woolworths Gold, a high-end retail brand offering Visa perks.

Moreover, the Gold card provides a 0.75% cashback on all transactions and a 2% cashback on Woolworths purchases. Discover more on how to submit your application.

SEE HOW TO APPLY