See How to Apply for the Absa Bank Flexi Core Credit Card

Key Information to Consider Prior to Applying for the Absa Bank Flexi Core Credit Card

If you are looking for a simple credit card that is versatile for any circumstance and comes with fundamental charges, the Absa Flexi Core Visa Classic could be a suitable option.

Absa Bank is a full-service financial company based in South Africa, providing an extensive array of offerings such as credit cards, loans, investments, insurance, and rewards schemes.

The credit card choices offered by the bank are designed for people who may not have a well-established credit background.

The introductory credit card, known as the Flexi Core, showcases the Visa logo and provides a monthly credit limit of up to R90,000, while the total monthly fees are set at R49.

This credit card offers a grace period of 57 days with no interest on purchases, and mandates a minimum payment of 5% of the credit limit.

You will be granted full access to Absa Online Banking and its mobile application, empowering you to conveniently manage a variety of services online.

The package comes with automatic coverage for travel emergencies and free protection against card loss; just reach out to the helpline for assistance.

The Flexi Core Classic is also compatible with contactless payments and features the NotifyMe system for receiving SMS security notifications.

In addition, the card aims to help you establish your credit history by providing guidance and suggestions to boost your credit score, ultimately making you eligible for loans and other credit cards down the line.

If you would like to find out more about Flexi, please read on.

Eligibility Criteria

The Flexi Core VISA Classic card has uncomplicated eligibility requirements, in line with industry norms.

To apply, individuals need to be at least 18 years old and be able to show a monthly income of at least R7,000 from sources that can be verified. Unlike the bank’s card designed for students, the main aspect taken into account here is the income level.

During the application procedure, it is important to note that the financial institution will request various documents, including your South African ID, smart card, proof of address, and evidence of income for the last three months. Keep in mind that the approval of all applications is contingent upon availability.

Discover the Process for Applying for the Absa Bank Flexi Core Credit Card

To request an Absa Bank card, you have the option to **start the application process directly** on their authorized website. By clicking the ‘Apply Now’ button, you will be redirected to Absa Bank’s application form.

After moving forward and checking the security measures and responding to a couple of questions, you will need to provide your complete name, ID type, identification number, address, gender, date of birth, country of birth, and country of residence.

Additional details comprise address information, encompassing the city and zip code, contact details like telephone number and email address, and verification of income.

If you prefer, you can also choose to complete the form to request a callback from the bank.

During the application procedure, the bank may ask for extra documentation and details and could propose different card choices. As a student, it may be more beneficial to specifically seek an Absa Bank student card.

Upon the submission of your application, Absa Bank will carefully evaluate it to establish your credit terms and conditions.

Further Information

Absa Bank’s loyalty scheme provides cashback incentives for card usage.

Get cashback rewards of up to 30% on eligible purchases in various categories like groceries, fuel, health, and beauty.

Check out a few examples of our partners:

List:

On Small Business Friday, companies like Woolworths, Dis-Chem, Net Florist, Sasol, Travelstart, AVIS, Pick n Pay, and Camelot SPA participate in offering exclusive deals. Additionally, Spotify, Roblox, and PUBG regularly unveil new perks for their cardholders.

When you meet your targets using the Absa app, you can also access special rewards. The Visa logo offers extra travel support and exclusive deals, both close to home and around the globe.

In general, the Flexi Core credit card is a reliable option that provides secure transactions within the country and overseas, offering perks tailored to your liking.

Looking for an alternative choice?

The Woolworths Black credit card is distinguishable for its numerous advantages, whether used at Woolies or outside its network.

The card offers a wide range of benefits, including exclusive rewards and up to 3% cashback, and you can find detailed instructions on how to apply.

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