See How to Apply for the African Bank Credit Card

Important Considerations Before Submitting Your Application

The Black card from African Bank stands out with its affordable maintenance fee and provides a versatile credit limit of up to R350,000, ensuring top-notch security and convenience for everyday transactions.

A popular South African institution with extensive experience in the financial services sector, African Bank offers this card to meet a wide variety of customer needs throughout the country.

The African Bank Black card initiates with a R140 activation fee and a monthly R65 fee. Extra costs are involved for financial transactions like money transfers, balance checks, and overseas ATM withdrawals.

One key benefit of this card is its fast processing time. When you apply in person at a bank branch, you can receive the card right away upon approval.

The card is intended to be a budget-friendly Mastercard Black option, even though it does not offer various lounge accesses or discounts on airline tickets.

By using this card, you will be able to access African Bank’s secure online banking platform, offering convenient options such as easily unblocking a card, viewing statements, and making quick payments.

You can also make withdrawals at select merchants with African Bank, and have the ability to establish your own transaction limits.

By having the Mastercard emblem, you have the flexibility to utilize the card globally while benefiting from the protection provided by African Bank.

If you are interested in learning more about this significant card, continue reading to discover all the advantages it can provide.

Eligibility Criteria

African Bank does not have set conditions for applying for their credit card. Instead, the bank ensures a thorough credit assessment to establish your credit limit and card option.

Candidates need to be a minimum of 18 years old and must either be a South African national or a foreigner holding a valid visa.

To confirm your income, you must submit your information for evaluation, but there is no specific minimum requirement.

When making your application, you’ll be asked to provide materials like:

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• Latest proof of earnings

Please provide a form of identification.

– Document displaying the salary for the past three months from a bank statement.

Simply meeting these criteria does not guarantee approval, as it is subject to the bank’s discretion and availability.

What is the Process for Applying for an African Bank Credit Card?

To request your credit card, please select the ‘Apply Now’ option and fill out the form with the necessary details.

The bank is going to conduct a credit evaluation, which involves reviewing both the loan applications and the card itself.

Personal Information: South African citizen identification number, complete name, contact number, and residential address. Financial details: pay slips and income statements, as well as salary particulars.

You also have the option to utilize the “Call Me” form, requiring your South African ID, mobile number, full name, and email address.

If you are a current customer of African Bank, you have the option to submit your application directly through internet banking or the mobile app.

You also have the choice to go to a bank branch for complete support from their staff.

Additional Information

Upon approval, you will enjoy immediate issuance and receive up to 3% interest on positive balances.

The credit limit is extremely adaptable, and you have the option to request increases conveniently through online banking.

For increased ease of use and safety, the card is ideal for online purchases and grants access to online services from any location.

Payments can be conveniently processed through a variety of methods including debit orders, EFT, EasyPay, and Pay@.

The card is compatible with PIN payments, CVV codes, and rapid OTP transactions.

Indulge in a generous 62-day interest-free credit period for online shopping and across global destinations with the Visa Black network.

Credit life insurance provides protection for personal injury, death, loss of income, and other eventualities.

In general, African Bank offers a safe and effective method to handle your financial matters.

Interested in exploring a different choice?

If you are searching for a different banking option for a starter credit card, you may want to explore the offering of the Standard Bank Gold, as it features comparable fees.

When it comes to travel and lifestyle perks, the Gold Card could provide a wider range of choices, including discounts on airfare and accommodations. Find out how you can request it.

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