Learn How to Apply for the FNB Premier Credit Card

Important Information to Consider Before Requesting the FNB Premier Credit Card

The FNB Premier Credit Card offers extensive everyday management features with top-notch security and premium benefits, including access to the SLOW LOUNGE and digital cards with enhanced security measures.

First National Bank presents a variety of credit card options to the South African population, amongst which the Premier card stands out as a prominent choice for the respective account.

In relation to expenses, the FNB Premier comes with an initial fee that can go up to R175 and a monthly charge of R99. The interest rates are tailored to each individual, and there are no added costs for a spouse card.

The card offers overall advantages for a lifetime, such as:

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– Benefit from automatic debt protection of up to R12,000 in the event of death or disability.

– Protection for items bought with the card up to R10,000 within 30 days of purchase.

– Payment options available for urgent medical costs with special terms, along with up to 55 days of interest-free shopping.

The line of FNB Premier digital cards improves security by offering variable CVV codes, online purchase protection, and integration with digital wallets and app-based payment platforms.

If you are enjoying the card, please continue reading.

Selection Criteria

In South Africa, all credit cards offered in the market must meet basic requirements set by the majority of banks.

The main requirement for the FNB Premier Credit Card is to have a confirmed income between R350,000 and R849,999, making it a high-end card ideal for everyday transactions.

In order to be eligible, you must fulfill the following requirements:

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Must be a minimum of 18 years old and a properly registered citizen of South Africa

For citizens born in the country, proper documentation is mandatory, whereas individuals from abroad need to present a valid visa along with their passport.

You are not required to have an existing account with FNB to open a Premier account as the credit card itself serves as the initiation.

Notwithstanding, meeting all the necessary requirements does not guarantee acceptance as it depends on FNB’s availability.

What is the Process for Applying for the FNB Premier Credit Card?

You can easily apply for the card online by clicking on the ‘Apply Now’ button provided on the FNB platform.

Once you proceed by clicking, you will be directed to the first section of the application form, where you will be asked to enter your RSA ID number and phone number.

You will be required to provide further personal information such as your complete name, address, and email in order to finalize the application.

When discussing earnings, it is necessary to present yearly income details along with a monthly expenditure breakdown.

During the procedure, you will need to provide several documents, including proof of address, a South African ID document, bank statements dating back three months, and a recent payslip.

Moreover, it will be necessary to approve a thorough examination of the supplied details, which also involves validating your credit limit.

Alternatively, you have the option to choose the ‘request a callback’ feature by entering your full name, ID number, and contact information. Afterward, the bank will reach out to assist with the application process.

You have the alternative of going to one of the many First National Bank branches to personally apply for the FNB Premier card.

Additional Information

The FNB credit card provides significant advantages for travelers, particularly during international journeys. It includes 8 yearly passes to the SLOW Lounge, along with the opportunity for up to 12 extra visits when making flight bookings through eBucks Travel.

The eBucks program provides special offers and loyalty points for transactions at different stores like Checkers, Engen, iStore, and Clicks.

FNB’s electronic apps make it easy and quick to manage your credit card.

As a result, the FNB Premier credit card is a valuable tool for daily purchases, featuring the widely recognized VISA brand worldwide.

Transactions with the FNB Premier are securely processed via card contact and digital channels.

Interested in exploring a different choice?

If you are searching for a more affordable card option with lower fees yet still offering attractive benefits, consider exploring the FNB Aspire.

The card comes with premium perks like enhanced security for online transactions and lounge access, and instructions on how to apply can be found.

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