See How to Apply for the FNB Private Clients Credit Card

Important Information to Consider Before Applying for the FNB Private Clients Credit Card

The FNB Private Clients credit card, available from First National Bank, provides eBucks rewards, access to SLOW Lounges, and excellent family-friendly benefits.

The FNB Private Clients credit card is a great option for individuals earning up to R1,799,999 annually. It offers personalized rewards suited to your family’s lifestyle and needs, along with advanced security features.

In terms of pricing, there is an enrollment fee of R175 and a monthly card fee of R160. There are no extra fees for additional cards or transactions. Personalized interest rates apply to purchases.

First National Bank provides a wide array of banking services to cater to different needs and spending behaviors.

In particular, the FNB Private account offers a wide range of advantages, including:

An all-encompassing 24/7 service and investment assistance.

• Increased eBucks rewards on purchases, paired with additional FNB purchase insurance of up to R10,000.

Enjoy discounts of up to 40% on tickets purchased via the eBucks system.

Receive a minimum of 8 yearly trips to the SLOW Lounge, with the chance for additional visits.

The credit card linked to this account from FNB Private Clients showcases the Visa logo, offering a reliable choice for use both locally and abroad.

FNB offers a modern digital platform that includes complimentary cards with frequently refreshed CVVs. These cards are compatible with popular payment methods such as Apple Pay, Google Pay, and FNB Pay.

If you want to learn more about this particular card, please keep on reading.

Who Is Eligible to Apply?

First National Bank outlines the eligibility criteria for obtaining a credit card. To apply, individuals must be a minimum of 18 years old and legally registered in the country.

Foreign citizens need to have a current passport, a valid residence permit, and work visa to be considered. Moreover, applicants must demonstrate an annual income between R750,000 and R1,799,999 to meet the requirements.

Prior to submitting your application, you must present documentation as follows: proof of residence issued within the past three months, a valid South African ID or passport with work authorization, and either your most recent payslip or three months of bank statements.

It is essential to mention that fulfilling these criteria does not ensure approval, as it depends on First National Bank’s availability.

Hence, the process for applying for a credit card is comparable to the other conventional choices offered in the South African market.

Discover the Process to Request the FNB Private Clients Credit Card

On First National Bank’s Private Clients page, you will find a prominent ‘Apply Now’ button in orange. Simply click on it to proceed to the application form.

To begin, please supply your RSA ID number and mobile phone number.

Afterward, FNB will require further details, including your complete name, residential address, email address, and total income. It is possible that they might also inquire about your expenditure details to gain a better insight into your financial status.

When applying, you may need to provide the required documentation. FNB provides other ways to apply, like the ‘Call Me Back’ form, to gather your name and contact information for further assistance.

Feel free to stop by a First National Bank location for help and to initiate the card application process.

Additional Information

FNB’s loyalty program, eBucks, offers special discounts and promotions in stores, as well as triple rewards on mobile phones.

Upon enrolling at the bank, your spouse will enjoy a 50% discount on the monthly fee, and there are no extra charges for children’s accounts.

The FNB Private Clients Credit Card provides the following benefits:

– Enjoy a maximum of 55 days with no interest on your purchases

Receive automatic debt protection of up to R12,000 in case of death or permanent disability.

Receive protection for purchases valued at up to R10,000.

In addition, you have the option to settle your healthcare costs at either Prime or Prime+2% interest rates, depending on the terms.

To sum up, the FNB credit card provides significant convenience for managing expenses and dealing with unforeseen circumstances.

Are you interested in exploring a different choice?

The FNB Private Wealth credit cards provide enhanced features at a global level, albeit at a premium cost.

The card offers a wide range of benefits, including eBucks rewards at gas stations and full connectivity. Discover how to apply.

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