Learn How to Apply for the Standard Bank Gold Credit Card
Before You Apply: Important Considerations
The Standard Bank Gold credit card is a great choice with an appealing cost-benefit ratio and discounts on Emirates purchases!
CREDIT CARD
GOLD CREDIT CARD
Are you in search of a simple and convenient everyday solution? Submit your application today.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Standard Bank provides various credit card options, with the Mastercard Gold standing out for its affordable price and excellent benefits.
The card emphasizes travel perks, exclusive offers, bookings, and indulgences for your enjoyment.
In terms of expenses, an initial payment of R190 is required along with a monthly fee of R63. These charges grant you access to a credit line of R250,000, with a minimum monthly payment of 3% for automatic deductions.
The card comes equipped for chip and PIN transactions, as well as contactless payments up to R500. It is also linked to SnapScan and Masterpass for added convenience.
Handle your Gold card conveniently through the phone using the online app. Explore the exciting travel perks:
– Basic travel insurance coverage is applied automatically.
Receive a discount of up to 20% on Emirates airline tickets.
Receive cashback of up to 10% when booking with Booking.com.
Receive a discount of up to 10% on durable and versatile luggage from Gopals.
Receive a discount of up to 10% on Rentalcars rentals, and up to 20% on Avis rentals.
Get a discount of up to 20% on airfare through TravelStart.
Save up to 15% on your stay at IHG hotels and resorts.
If you enjoyed the card, learn more about it.
Who is Eligible to Apply?
Standard Bank is very effective at explaining the requirements for applying for and getting a credit card.
To begin with, individuals are required to be at least 18 years old and must have legal registration in the country, either as a citizen or as a foreign national holding a valid work visa for South Africa.
In order to qualify, you will need to show a verifiable minimum monthly income of at least R5,000, as well as undergo a comprehensive credit history assessment by the bank.
Throughout the process, you have the opportunity to start collecting various documents, including:
- Evidence of earnings;
– Proof of residence;
– Pay stubs for the most recent three months.
Identification Document Copy.
It is important to mention that fulfilling the requirements does not ensure the card as it depends on availability.
Apply for the Standard Bank Gold Credit Card: How can I do it?
The “Do I Qualify?” function is available on the Standard Bank website for individuals who are not customers of the bank.
Upon clicking the button, you will be redirected to an application form where you must enter your complete name, South African ID number, telephone number, gross monthly income, and monthly expenses.
Once you have provided all the required details, the bank will assess your requirements and engage in a discussion regarding the card with you.
For existing clients with bank accounts, the card application can be submitted conveniently via online banking or the bank’s mobile app.
Just sign in to your account with your username and password to see the cards available in the “Borrow” and “Personal Loan” categories.
If the card is available for selection, you may move forward with the application process.
If you prefer, you have the option to reach out to the bank directly. Another alternative is to request the card by contacting Standard Bank by phone or visiting any of their branches across South Africa.
CREDIT CARD
GOLD CREDIT CARD
Enthusiastic about the terms? Submit your application today.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
**More Information**
The card offers a range of advantages for your daily routine, including:
Create a list using a WordPress block format:
– Enjoy up to two months of free access to Lingokids!
Save up to 25% on your initial Fiit subscription payment.
Mastercard Player Pass;
Get exclusive savings of up to 10% on surgeries and procedures when you pay with Mastercard.
Furthermore, the card provides triple the UCount Rewards points, the rewards program of Standard Bank. Standard Bank offers various tiers of rewards depending on customers’ spending and credit history.
The credit card is very effective for use within and outside of South Africa, offering enhanced security for online and in-person transactions.
Interested in exploring an alternative?
The Platinum Suite credit card from Discovery Bank provides enhanced features including Vitality Money to promote your financial well-being and Discovery Miles that can be redeemed for merchandise, air travel, or money.
The card comes with a variety of additional perks, including partnership access with SAA, savings on airfare, and complete security for your daily activities. Find out how to apply.
