Learn How to Apply for the American Express Blue Preferred Card
Important Information to Consider Before Applying for the American Express Blue Preferred Card
The Blue Preferred credit card provides a generous 6% cashback on purchases made at supermarkets and on streaming service subscriptions.
CREDIT CARD
AMEX Blue Preferred
Fancy having an Amex card? Submit your application today!
GO TO OFFICIAL WEBSITE* You will be directed to an external website
The Blue Preferred provides a 1% cashback on all qualifying purchases, along with specific terms for select departments, like:
Create a bulleted list with the following items:
3 percent cashback for transactions made at gas stations in the United States.
3% cashback applies to expenses related to parking, tolls, trains, buses, taxis, and additional transportation services.
6 percent cashback on subscriptions to streaming services
Receive a 6% cash back on supermarket spending up to $6,000.
By default, the initial credit line for the Blue Preferred Card is set at $1,000 and may be raised based on the customer’s requirements.
Recently registered customers have the opportunity to receive a $300 cashback reward upon spending $3,000 within the initial three months. During the first year, there are no annual upkeep charges, but starting from the second year, a $95 fee is applied.
Furthermore, there is a special promotion offering 0% APR for the initial 12 months on both balance transfers and purchases.
Following this, the interest rates become a variable APR that spans from 19.24% to 29.99% for purchases. American Express provides the Pay It feature to conveniently settle small expenses throughout the month while also accruing rewards.
Alternatively, the Plan It feature offers the flexibility to divide transactions of $100 or higher into a set number of monthly payments. If owning an Amex Blue Preferred card is your aspiration, continue reading.
Who is Eligible to Apply?
The Blue Cash Preferred Card offers more flexibility than other American Express alternatives, which mainly cater to high-end personal and business cards.
However, American Express does specify certain basic requirements, such as being a verified U.S. citizen, at least 18 years of age, and having a substantiated source of income.
Having a strong credit history is essential for approving credit card applications. As a result, customers agree to Amex carrying out a credit check, ideally resulting in a favorable score, and evaluating transaction records over the duration of their credit use.
Having had a prior connection with Amex is not a requirement, but those with a poor history with the brand on different cards may find it difficult to get approved for the Blue Cash card.
It is important to note that, despite fulfilling all criteria and prerequisites, the approval of any card application is dependent on brand availability.
**Heading:** Applying for the American Express Blue Preferred Card
Amex offers an easy-to-use online application process for its credit card directly on its website, mainly through a user-friendly form.
While it is not required to possess a preexisting Amex account, using a username and password for login purposes can streamline the data input procedure.
Upon clicking on the “Apply Now” button, individuals will be taken to the Blue Card application page. There, they will need to fill in details such as their name, date of birth, email address, and home address.
Furthermore, information such as social security number, yearly earnings, annual expenses, and details concerning sources of income – like employment status, military background, business ownership, or retirement – are required.
Once all the information in the form is submitted, Amex conducts a comprehensive credit assessment to analyze the applicant’s profile and give either an approval or denial.
Additionally, the website of American Express provides a live chat feature on the platform for engaging with customers and handling important queries.
Nonetheless, it is crucial to verify the precision of all information supplied to ensure a smooth process and prevent the need for any further revisions or resubmissions to American Express.
CREDIT CARD
AMEX Blue Preferred
Interested in the terms? Submit your application today.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Additional Information
The Split & Pay feature enables users to easily divide expenses with friends within the Amex app. In addition, cardholders can enjoy access to special Amex deals for concerts and other events.
The credit card provides an annual cashback of up to $84 when you spend a minimum of $9.99 on a Disney Bundle subscription, along with $10 monthly statement credits for Equinox+ service.
Furthermore, the card offers a range of additional advantages like rental car insurance coverage, access to the Global Assist hotline, dispute resolution services, and convenient online account management.
Interested in exploring an alternative?
Amex provides different alternatives, like the Gold Card, offering 4x points and a special bonus of 60,000 points for new customers.
While the circumstances might resemble each other, the Gold Card possesses unique characteristics, and you can learn how to submit your application.