Best Credit Cards up to $2,000
Credit cards that offer limits around $2,000 are perfect for enhancing financial control, enabling greater flexibility for moderate daily expenses. Explore five distinct choices below:
**1. Chase Freedom Unlimited Credit Card**
Chase is definitely one of the most highly regarded financial organizations in the United States. The Unlimited Credit Card is a credit card offering with a starting limit of $500, which can be increased to $2,000 if the necessary criteria are met.
When it comes to incentives, fresh customers are granted an extra 1.5% cashback, culminating in a total of 6.5% cashback on Chase Travel expenditures, 4.5% at dining establishments, and 3.0% on all other purchases.
By having no annual fee, you have the opportunity to receive up to $300 in cashback during the initial year as a welcome bonus. The cashback benefits remain valid indefinitely, and you have the flexibility to redeem them in various ways, including cash, Amazon points, gift cards, and travel arrangements facilitated by Chase’s platform.
In order to obtain the card, it is necessary to have a credit score within the good to excellent range, and you can learn how to apply directly.
2. Citi Double Cash Credit Card
The Citi Double Cash has been highlighted as a top contender for 2024 by several sources. It offers a credit line that starts at $500 and goes up to $2,000 for the U.S. market.
The card provides a cashback of 2%: 1% is earned when a purchase is made, and another 1% is earned when the bill is paid, with various redemption options and no restrictions.
Citi provides exclusive deals for specific categories, like 5% cashback on car rentals and hotels. With this card, you can earn a minimum of $200 in cashback by spending $1,500 within the first 6 months.
The card proves to be highly dependable for daily use, offering round-the-clock customer support, seamless integration with digital wallets, fraud prevention, and additional entertainment features.
This makes the card a tempting deal for consumers, and you can discover how to submit an application.
3. Explore the It Cashback Option
The Discover It credit card has been recognized as one of the top choices by Nerdwallet and other analysts such as Forbes. While credit lines typically begin at $500, it is not uncommon to find credit lines reaching around $2,000.
The credit card comes with no yearly fee and provides 5% cashback on rotating categories every 3 months, aligning with Discover’s calendar.
You can earn cashback on a variety of eligible categories such as restaurants, gas stations, and streaming services. Get unlimited 1% cashback on all other purchases, with flexible redemption options.
Furthermore, Discover provides a cashback match during the initial year. This signifies that you will get a matching amount for every dollar of cashback earned, without any restrictions.
You have the option to personalize the appearance of your credit card, which necessitates meeting certain advantageous criteria like having a good to excellent credit score. Discover how to submit your application.
4. U.S. Bank Platinum Credit Card
US Bank presents a Visa Platinum card with the advantage of no annual fee and an introductory APR for 21 billing cycles, making it one of the longest offers available in the market.
In order to establish credit, the credit card offers score tracking and payment options through US Bank ExtendPay.
Additional perks consist of seamless payments, ID protection through NortonLifeLock, and coverage of up to $600 for cell phone damages and theft.
In recent years, this card has become a popular choice among the public due to its credit limit ranging from $500 to $2,000 for eligible individuals.
The eligibility criteria for the card aligns with its advantages, including a strong credit score and documented stable income. Find out how to submit your application.
5. Air Miles Card
Even by Forbes, the Air Canada Aeroplan card is acknowledged as one of the top choices for 2024, despite being primarily aimed at the Canadian market.
Chase makes this card available to customers in the U.S., providing access to the Mastercard network and special benefits, like earning up to 70,000 bonus points after spending a minimum of $3,000 in the initial 3 months.
When it comes to benefits, the card provides triple points for each dollar spent on groceries, dining out, and travel, along with single points for all other qualifying transactions.
When you buy tickets with Air Canada, you also get access to special perks, starting with a credit limit of $2,000. Find out more about the application process.
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