Learn How to Apply for a Wells Fargo Active Cash Card
Key Information to Consider Before Applying for the Wells Fargo Active Cash Card
The Wells Fargo Active Cash Credit Card stands out for offering an attractive package: unlimited 2% cashback across all categories plus a generous $200 reward bonus!
CREDIT CARD
Wells Fargo Active Cash
Are you ready to experience the advantages of Wells Fargo? Apply today.
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The Wells Fargo credit card receives high praise in the American market, being recognized for accomplishments such as:
Make a list:
Top cashback credit card recommended by NerdWallet for the years 2022, 2023, and 2024.
Ranked as the top no annual fee credit card for 2023 by The Ascent.
Winner of the 2024 Bankrate Awards for the top fixed-rate cashback card.
The card offers a generous 2% cashback benefit for all purchases, allowing redemptions through various methods such as gift cards, purchase credits, cash deposits, ATM withdrawals, and even PayPal transactions.
Wells Fargo does not impose an annual maintenance fee for the Active Cash Credit Card. Additionally, it provides a 0% introductory APR for 15 months on eligible purchases and balance transfers.
Once the introductory period ends, the variable APR for balance transfers ranges from 20.24% to 29.99%, effective after 120 days.
The card comes with exceptional efficiency for daily use, showcasing the Visa Signature mark for access to exclusive concierge services and travel assistance perks.
“If you’re considering Active Cash as a suitable credit card option, continue reading.”
Who is Eligible to Apply?
The requirements for qualifying for the Wells Fargo Active Cash card are quite typical in the U.S. market, making it accessible to a broad spectrum of people.
All applicants are required to be either citizens of the United States or hold valid work visas in the country. It is crucial that all documentation is current, irrespective of the applicant’s nationality.
Moreover, individuals must be a minimum of 18 years old, with the specific age requirement possibly differing by state, usually falling between 19 to 21 years.
Having a verifiable income and a FICO score in the good to excellent range, usually beginning at 670 points, is essential for securing credit approval.
The yearly earnings and credit rating will play a significant role in deciding not only the approval or rejection of the card application but also in establishing the monthly spending limits.
What is the Process for Obtaining the Wells Fargo Active Cash Card?
To commence the process of applying for a credit card, simply click on the ‘Apply Now’ button to access the application form.
When existing bank clients sign in, their details will be filled in automatically.
When you are new to the bank, you will be required to furnish your complete name, Social Security number, date of birth, address, city, ZIP code, email, and phone number.
Moreover, you must indicate your nation of origin and respond to a security inquiry.
You will also be required to specify your living situation (such as home ownership, renting, or another type of arrangement) and your employment status (employed, self-employed, unemployed, or retired), along with your total yearly earnings.
You are required to consent to Wells Fargo’s verification processes while submitting this information.
Upon completion of providing the necessary information, the financial institution will review your submission to ascertain whether it will be approved or declined.
If you need help or have any questions, feel free to reach out to the customer service team at the bank. Wells Fargo’s enrollment system is well-known for its efficiency, particularly in promptly addressing customer inquiries.
When it comes to this matter, it is crucial to accurately present all the required details, thereby reducing the necessity for revisions and saving valuable time.
Simply fulfilling these criteria does not assure approval, as the final decision lies with Wells Fargo.
CREDIT CARD
Wells Fargo Active Cash
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Additional Information
The Wells Fargo Active Cash card provides a variety of additional perks. This includes cell phone coverage worth up to $600 for theft, damages, and loss, with a $25 deductible upon activation.
If you find yourself in need of urgent travel assistance, Wells Fargo offers the necessary services. Moreover, they provide zero liability protection for any unauthorized transactions, provided they are reported promptly.
The system of My Wells Fargo Deals offers tailored deals and exclusive discounts for cashback on purchases or events.
The Credit Close-up provides live tracking of the cardholder’s FICO score and also includes 24/7 roadside dispatch for towing services.
Moreover, Wells Fargo provides a collision damage waiver for rental cars in the event of damage or theft.
Interested in exploring a different choice?
If you are seeking an alternative with favorable terms and a cashback offer of up to 5% in various categories, you might want to explore the U.S. Bank Cash+ Visa Signature Card.
In this manner, the criteria for choosing cardholders are somewhat alike, and you can learn how to submit your application.
